Fintech

Banking-as-a-Service (BaaS) is often explained in technical terms — APIs, compliance layers, infrastructure. But I wanted to visualise it in a way that makes it easier to grasp. Best way is through a LEGO-style model 🏗️ to show how the BaaS ecosystem stacks up: 🧩 Licensed banks form the base: providing the foundation of regulation, security, and trust. 🧩 BaaS platforms turn complex banking capabilities into simple, reusable building blocks through APIs. 🧩 Brands and finte